Toen we met spoed een bouwkundige inspecteur nodig hadden voor de oplevering, heeft Chee ons fantastisch geholpen. Hij handelde direct en bood een oplossing voor ongeveer 13 huishoudens, waardoor we snel betrouwbare inspecteurs konden vinden. Zeer professioneel, betrokken en efficiënt. Zeker een aanrader!

Ik werd goed begeleid door het proces. Het ging ook heel snel en ze waren heel behulpzaam.

My partner and I reached out to Chee at HypotheekVitaal when we started looking into buying our first home in the Netherlands. From the first conversation, he walked us through how Dutch mortgages work, what banks look at, and which documents we needed to prepare. Nothing felt rushed and no question was treated as too small. What stood out most was the clarity. Chee explained the different mortgage and insurance options along with the trade-offs of each, so we could make informed decisions rather than just trusting an advisor blindly. He also helped us understand how banks value properties, which gave us a realistic basis for our bidding strategy and kept us from overpaying. Throughout the process, Chee was patient, responsive, and genuinely invested in our situation. They asked the right questions to help us clarify what we actually needed, and were transparent about costs and timelines at every stage. Thanks to their guidance, our first bid accepted and we secured a home that fits both our needs and our budget. I would recommend HypotheekVitaal to anyone navigating the Dutch mortgage process — knowledgeable, honest, and a pleasure to work with. 10 out of 10.

My husband and I contacted Chee at HypotheekVitaal following a recommendation from friends. He detailed Dutch mortgage terms, analyzed our contracts, and outlined various insurance types while clearly stating the pros and cons of each option. During the process, he explained how banks value properties, which provided the basis for our bidding decisions. His transparency and explanations educated us on the mortgage process, and his specific questions helped us clarify our own needs. Chee and Philippe were essential to our success in securing our dream house within our budget! Definitely a trusted advisor!

My partner and I have been planning on buying a house in the Netherlands. We spoke to Chee who laid out everything that is required and he was extremely helpful and kind. Any questions we had, any concerns we had, any uncertainties, he made time to answer everything in absolute detail. In the end, due to certain personal reasons, we did not go through with acquiring the morgage. At the end of our contract, Chee and HypotheekVitaal were very reasonable in settling the outstanding amount of our agreement. This shows me that they are willing to understand who their customers are, and their circumstances. I would recommend them to anyone who is looking for a mortgage in the Netherlands. They are all very kind and helpful. 10 out of 10

Working with my financial advisor to get a mortgage in the Netherlands was such a positive experience. From the first consultation, they took the time to understand my situation and explain everything clearly — even the parts of the Dutch process that can feel confusing. What really stood out was how approachable and responsive they were, always ready to answer questions and offer honest advice. Thanks to their support, I found a mortgage that fits my plans perfectly. I genuinely felt supported every step of the way and wouldn’t hesitate to recommend their services.

The entire purchase process was smooth and transparent. The initial interviews were excellent for defining our wishes and setting clear expectations. HypotheekVitaal truly helped us get exactly what we wanted and needed, while expertly guiding us through all the documentation and future steps. Highly recommended!

Chee helped me with all the details and the delivery of documents for the purchase agreement. He also helped me in negotiating with the selling agent

This is my second time working with this team, and once again I’m genuinely impressed. They’re highly professional, detail-oriented, and very responsive throughout the entire process. Even when things get complicated, they break everything down clearly and keep everything moving forward smoothly. What really stands out is the human touch in their communication, you never feel like just another case. I would highly recommend them to anyone looking for a reliable and professional real estate team.

I really enjoyed working with Chee, Jan, and Philippe. Even with a very tight schedule, they were incredibly helpful and made everything run smoothly. They did a great job coordinating with the selling broker and helped me get the maximum mortgage possible. We ran into a few issues on my side during the process, but they were always patient and did their best to support me every step of the way. I highly recommend them, super responsible, very responsive, and great to work with.

Highly recommend working with Chee. I was buying a property alone as a single person and he was always reliable, fast and respectful, making the purchase process more manageable. He helped me with three different offers and was patient when I withdrew two offers, finally moving forward with my dream home. Forever grateful Chee!

I’m incredibly thankful for the amazing support Philippe provided throughout my home‑buying journey. He explained everything clearly, communicated promptly, and always offered advice that truly fit my situation. His street‑smart and proactive approach made the mortgage process smooth and transparent. I began this journey feeling quite stressed, but Philippe made everything significantly easier with his calm and knowledgeable guidance. As a first‑time buyer and an expat, I had many questions—often more than once—and Philippe answered every one of them patiently and without any irritation. This is something I truly admired and appreciated. His professionalism, patience, and dedication made a world of difference. A big thank‑you to Chee as well for coordinating with the seller and the notary, and for using his excellent communication skills to make the process easier for everyone involved. Philippe and Chee together made a huge difference, and I’m genuinely grateful for their support. I wholeheartedly recommend them to anyone seeking reliable, knowledgeable, and trustworthy mortgage guidance.

Chee and Philippe truly showed their dedication throughout the entire process. They provided timely advice and strong, well-thought-out strategies that supported me in purchasing my first home. I couldn’t be happier with the level of service they delivered. I would absolutely trust them to work with me again on any future property or business ventures.

Chee and the team in HypotheekVitaal have been a tremendous support since day 1 I started wondering about the process of buying a house as an expat in the Netherlands. Chee provided the time, availability, clarity in the process and ask the right questions to help me in this process that involves a long list of entities, processes and deadlines to be pending on. HypotheekVitaal offers you orientation and peace during all this process, putting in the center your interests and scoping accordingly to your reality. I highly recommend them for both the purchase agreement and the mortgager process. They have the experience it will lead you ti have a smooth and successful process to be a home-owner in the NL.

The cooperation with Chee is very smooth. As an expat, I appreciated his advice on bidding at a fair price, the purchase process, negotiation, and the mortgage options and process. The team is very efficient; my mortgage was submitted and approved in around two weeks. Very much appreciated!

He was very helpful for us by all aspect and he was a very knowledgable person we found according to his role.

I had a great experience working with Chee at HypotheekVitaal and would totally recommend him. He helped me find and buy a home in just a month, and both offers I made got accepted. He doesn’t push you to overbid, but explains the chances and goes through strategy with you. He also talks with the seller’s agent to understand their expectations and gets you a good deal. Chee knows a lot about financing. He checked my borrowing capacity, how much I could put in cash, and found the right banks. His team is super efficient, my mortgage was submitted and approved in under two weeks. They even suggested applying early because of interest rate changes, which was really helpful. I’m happy I found a home, stayed within budget, and didn’t overbid too much. The only thing that could be improved is having a clearer overview of the overall process and payments. With many documents, it’s easy to lose track of what has been paid and what’s coming next. A summary showing the total expected costs upfront, timeline, and next steps would make things much clearer. Overall, I’m really satisfied. Paying for a mortgage advisor like him is totally worth it. It save you a lot of money and hassle

Exceptional. Very polite , well versed and always available to help. As first time buyer I hardly had any understanding of the market and rules. And the recent years it had been crazy to find a house. Chee had been very helpful in communicating with us and the selling brokers to finalise a deal. This has been a real great experience. I highly recommend HypotheekVitaal..

I've had a great experience with CheeHang and Philippe. It was quite a journey as an expat, especially with the language barrier and complex process. However, they patiently answered to my long queries accordingly. I would recommend HypotheekVitaal!

Chee has been extremely helpful and professional in assisting us with our house purchase. As international first time buyers living in the Netherlands, there are lots of nuances of home purchases that we were not used to. Chee took the time to explain everything to us and gave us the guidance where needed to help complete our purchase.

We had an excellent experience working with Chee. They provided great support and guided us through every step of the mortgage process. Their responses were always quick and smooth, making it possible for us, as expats, to buy a house in the region we were looking for. Highly recommended!

We had a fantastic experience with Hypotheek Vitaal. Our advisors Chee and Philippe guided us through the whole process with patience, clarity, and professionalism. They always responded quickly, explained every step in detail, and really took our personal situation into account. Thanks to their help everything went smoothly and we felt well supported from start to finish. We can highly recommend Chee, Philippe, and the Hypotheek Vitaal team!

We had a great experience with HypotheekVitaal! They were super fast at replying to all our questions and made the whole mortgage process feel very smooth. I was buying an apartment together with a friend, and most people told us it would be nearly impossible to get a mortgage in that situation — but they handled it quickly and efficiently. They also gave us really good insights into the market, which helped a lot with our decisions. Overall, very professional, super responsive, and easy to work with. Definitely recommend!

I wish I could give them both a 10, as they explained the process of getting a mortgage so easily, showed me detailed analysis and went above and beyond to help me become a client after initially making a poor choice of advisor. There is an immediate difference working with them. It felt like they were 100% in control all the time and they made it so easy and quick. The turn around time is incredible. They are also both very friendly, respond fast and made lots of time for me to ask questions. I wouldn't go with anyone else and highly recommend this dedicated team and company.

We were recommended to Chee and Philippe through a common friend. They were really helpful in guiding us through the process of purchasing a house and different aspects associated to it. They helped us with valuation/ bidding and providing valuable insights about the properties. They are taking care of arranging the mortgage, translator and all other services we require. We love their proactiveness and knowledge in this area and would recommend it to anyone who is looking to purchase a house.