Esmee is a warm and highly supportive professional with extensive knowledge of the Dutch mortgage system. She gave us the confidence - backed by clear facts and figures - to begin our home search, even though both of us were on fixed-term contracts. I first came to know about V&W through a mortgage information session they conducted at TU Delft, even before we had actively started house hunting. Throughout the process, Esmee provided multiple options for every query we had and began by clearly outlining the entire mortgage journey. She then guided us step by step, ensuring we understood each stage. As first-time buyers and expats, her expertise was invaluable in making what could have been a complex process feel smooth and manageable. We would definitely recommend Esmee and V&W Advisors.