Roy was our hypotheek advisor and helped SO much with this entire process! Our dutch is not very strong, but he was able to explain things so clearly that it helped the process go way more smoothly than I even expected. He was honest, straight-forward, and very useful in all of our discussions. He was able to meet flexibly for our timeslots and was very welcoming and kind throughout. I would 100% recommend him to anyone, international or Dutch who would like a good advisor for them :).