Ronald is very helpful, experienced and customer - oriented person. He showed us the best offer we could help and explain all the benefits included. He is available for help 24/7 even on the holiday. My case is a bit complicated because we had to prove the commission to be able include it in my income and also my mortgage request was on Christmas time when the banks are usually super busy. However, he helped me to get higher mortgage than my expectation and delivered the offers very quickly. Very appreciated him and highly recommend to people.