Bart was an amazing advisor; especially, given my situation as an American expat. He made it clear on what the process would be, documentation, and even guided me through some portions to help me understand how to best approach the Dutch home buying process. Overall, I would recommend anyone to work with OHAO and Bart as he will take good care of you.

I'm incredibly satisfied with the service we received from OHAO, and specifically from our advisor, Luc Zwaan. From the very first contact, the process was clear, professional, and completely stress-free. Luc is exceptionally knowledgeable and takes the time to explain everything in detail, ensuring we understood every step. He really thought along with us to find a solution that perfectly matched our personal situation and wishes.

This is the second time I have used OHAO for my mortgage needs, and once again I had an excellent experience working with Luc Zwaan. Luc is highly professional, knowledgeable, and genuinely cares about finding the best solution for his clients. Throughout the entire process, he provided clear and honest advice, kept me informed at every step, and was always available whenever I had questions. His responses were always quick, and he made what can be a complicated process feel straightforward and stress-free. What I appreciate most is that Luc takes the time to explain everything in detail and ensures you fully understand your options before making any decisions. His expertise, reliability, and dedication gave me confidence from start to finish. I would highly recommend Luc and the OHAO team to anyone looking for mortgage advice. Their service is professional, efficient, and customer-focused. I wouldn't hesitate to work with them again in the future.

Bart heeft ons heel fijn geholpen met onze hypotheek. Hij werkt professioneel, denkt goed mee en neemt de tijd om alles duidelijk uit te leggen. Tijdens het hele proces konden we altijd op zijn hulp en ondersteuning rekenen. Heel tevreden en zeker aan te raden!

Working with Bart as our mortgage advisor was a great experience from start to finish. He took the time to understand our situation, explained everything clearly, and patiently answered all our questions along the way. Bart is knowledgeable, responsive, and genuinely looks out for his clients' best interests. He turned what could have been a stressful process into a smooth one. Highly recommended!

Luc bij OHAO heeft mij geholpen met de financiering van mijn eerste huis. Met concreet en praktisch advies ben ik geholpen.

We had an excellent experience working with Bart as our mortgage advisor. He is highly professional, well-mannered, and extremely knowledgeable in his field. From the very beginning, he was approachable, patient, and always willing to take the time to answer all of our questions thoroughly. As first-time homebuyers, we started the process with very limited knowledge, but Bart guided us step by step, ensuring we understood every stage along the way. His clear explanations and attention to detail gave us confidence and made what could have been a stressful process feel smooth and manageable. Bart is precise, reliable, and consistently provided thoughtful, well-informed advice throughout the entire journey. In addition to his expertise, he has a warm and friendly personality, which made working with him a pleasure. Thanks to his timely support and dedication, we were able to secure our dream home. We would highly recommend Bart to anyone looking for a trustworthy and knowledgeable mortgage advisor.

Luc Zwaan at OHAO provided top-tier service for our home purchase. He is knowledgeable, proactive, and very clear in his explanations of Dutch mortgage rules and tax benefits. Our mortgage was approved quickly and without any issues. If you want a mortgage advisor who is reliable and stays on top of every detail, Luc is the person to go to. 5 stars!

Toni was happy to help us out quickly and was able to secure a good deal for us. He helped us out regurarly with a bunch of questions. - From a happy customer and a first time home owner.

Zeer goede ervaring met OHAO. Hij was kundig, wist precies waar hij over sprak en nam de tijd om alles duidelijk uit te leggen. Het hele traject verliep soepel en professioneel. Zeker een aanrader voor iedereen die op zoek is naar betrouwbaar hypotheekadvies.

Our mortgage application was quite complex and Tony helped us through it very well. He gave brilliant advice that really saved our mortgage and enabled us to buy a home.

Luc's advising is very professional, detailed, honest and tailored to what is the best for me. He covered all aspects that needs to be considered and explained everything thoroughly. He is also always very fast in responding and managed to get my mortgage approved within 3 working days. Definitely would highly recommend his services if you are looking for a reliable mortgage advisor.

OHAO Hypotheekadvies is een prettige tussenpersoon om mee samen te werken. Ze zijn professioneel en snel. Je situatie wordt goed in kaart gebracht en vervolgens ontvang je een advies dat het beste bij je past. Ik beveel OHAO zeker aan. Luc bedankt weer voor je inzet.

I had the pleasure of working with Luc to find a new mortgage, and refinance my existing one. His expertise made the process smooth and clear, answering all my questions promptly and securing a great rate. I highly recommend him for anyone navigating Dutch mortgages!

Bart heeft een prima advies gegeven, was snel en kwam alle afspraken netjes na. Hij kon goed de situatie inschatten, waardoor het in mijn geval niet onnodig lang duurde.

Luc was erg behulpzaam een goed bereikbaar voor verdere vragen. Verder was hij ook erg betrokken bij het process; Toen er wat vertraging bij de verkoper ontstond bleef Luc erbovenop zitten en zocht actief contact met ons om te kijken of hij nog iets kon betekenen.

Heel goed geholpen in de hypotheekaanvraag. Luc reageert snel, is duidelijk in de communicatie en leidde ons vlot door de aanvraag van onze nieuwe hypotheek.

Erg prettige gesprekken met Toni gehad. Nam alle tijd om zaken uit te leggen, alle opties af te wegen. Zeer ervaren, eerlijk, behulpzaam en vriendelijk!

I had a very pleasant experience with OHAO, especially with Bart. He is great and truly an expert in his field—always responsive, supportive, helpful, and quick to provide any required information. The mortgage approval process was fast and smooth. I highly recommend OHAO if you’re looking for a quick, professional, and trustworthy service.

Luc heeft ons goed begeleid bij een complexe hypotheekaanvraag, waarbij slechts een beperkt aantal geldverstrekkers mogelijk was. Het traject was zeker niet kort, maar dankzij de inzet van Luc is het uiteindelijk gelukt om de aanvraag succesvol rond te krijgen — en daar zijn we ontzettend blij mee.

I have used services from Ohao. In few words I describe them as Amazing Customer success minded Fast Response Caring Good listeners Creative Supportive Get the job done Incredible Value for money Our experience in moving houses and arranging a rather complex mortgage has been outstanding and the delivery was super fast. All options were transparently laid ahead of us and super clear with no bias. We worked with Toni - HIGHLY recommended!

Heel fijn advies gekregen van Toni. Kan alles stap voor stap uitleggen in begrijpelijke taal, gaf goede adviezen en hield ons goed op de hoogte. Echt aan te raden!

We contacted OHAO after our bid on a house was accepted. Setting up the introductory meeting with Bart was quick. We discussed our situation and he gave us a good overview of the mortgage process in the Netherlands. He is quite knowledgeable and had several suggestions for us when our application looked complicated. The process for communication, uploading documents and getting them reviewed was easy. In the end, our application was approved in a week. We are glad to recommend OHAO. Thank you!

Wij zijn ontzettend blij met de begeleiding van Toni van der Flier bij de aankoop van onze eerste koopwoning. Hij heeft ons stap voor stap door het hele proces geleid en nam altijd de tijd om al onze (vele) vragen duidelijk te beantwoorden. De communicatie was laagdrempelig en persoonlijk, en hij dacht echt met ons mee om de beste keuzes te maken. We zouden hem absoluut aan iedereen aanraden!

Bart is very knowledgeable and very quick while helping us. He's already helped us with multiple mortgages and every time he knows exactly how to approach the process so that we get the highest chance for the bank to accept our request on the best possible terms. Highly recommended.