I can recommend A&H Finance without hesitation. Our situation was a genuinely difficult one: I am an entrepreneur and company owner, and my income is paid in dividends from a company outside the Netherlands. This is exactly the kind of profile that many lenders struggle with, and it required a carefully prepared case to prove and support our income to the bank. Daan Herrendorf handled this brilliantly. He recognised the complexity from the start and, rather than being put off by it, prepared everything thoroughly and professionally to make the case as strong as possible. What stood out most was his commitment and communication — he was reachable on Friday and other evenings well after normal working hours, on weekends, and he continued checking his emails and following the process even during his holiday week. Beyond the mortgage itself, he also gave us valuable and effective advice on tax-related questions. Real expertise combined with real dedication. Thank you, Daan.