I had a great experience working with Chee at HypotheekVitaal and would totally recommend him. He helped me find and buy a home in just a month, and both offers I made got accepted. He doesn’t push you to overbid, but explains the chances and goes through strategy with you. He also talks with the seller’s agent to understand their expectations and gets you a good deal. Chee knows a lot about financing. He checked my borrowing capacity, how much I could put in cash, and found the right banks. His team is super efficient, my mortgage was submitted and approved in under two weeks. They even suggested applying early because of interest rate changes, which was really helpful. I’m happy I found a home, stayed within budget, and didn’t overbid too much. The only thing that could be improved is having a clearer overview of the overall process and payments. With many documents, it’s easy to lose track of what has been paid and what’s coming next. A summary showing the total expected costs upfront, timeline, and next steps would make things much clearer. Overall, I’m really satisfied. Paying for a mortgage advisor like him is totally worth it. It save you a lot of money and hassle