I had the pleasure of working with Rens during the process of purchasing my first apartment, and I’m grateful for his support and professionalism. As someone who is not Dutch and does not speak the language, the mortgage and home-buying process in the Netherlands could have been difficult and very confusing, but Rens guided me through from beginning to end. He clearly explained how the Dutch mortgage system works, walked me through all the steps, and helped me review every document and piece of paperwork along the way. He also helped me find the best mortgage option with the best interest rate and he coordinated with both, my real estate agent and the notary office, to make sure everything was ready and in place for the final signing. On top of that, he explained all the necessary insurance options to make sure I was fully protected. Rens is not only professional and knowledgeable, but also genuinely kind, patient, and easy to talk to. The value of the service was more than expected. I definitely recommend Hypotheek4starters, and especially Rens, to anyone (especially non-Dutch speakers) looking to buy a home in the Netherlands.