FVB de Boer Mortgages

I have worked with José and her team for several years, and they have helped me acquire two homes in the Netherlands while providing invaluable financial guidance well beyond the mortgage application itself. José has advised me on protecting my cash position, negotiating better loan conditions, spotting real estate trends, and making decisions that support my long-term financial stability. She also recently helped me secure a loan extension that I had been unable to negotiate directly with the bank. I will always be grateful for her support when buying my second home. Another financial advisor couldn’t secure the financing I needed, but José stepped in at the last minute and negotiated a mortgage based on my projected future income, making it possible to buy my dream home. She supports ambition without encouraging unnecessary risk. As a woman building financial independence through home ownership, I always felt my goals were taken seriously. Her team is equally exceptional, responsive, precise, and supportive throughout the process. After two successful experiences, I recommend José and her team without hesitation. Five stars honestly feels like an understatement.

Vakkundige persoonlijke begeleiding, veel kennis en vriendelijk.

Buying an apartment in the Netherlands involves a maze of moving parts — lender panels, valuation, life insurance, notary deadlines, bank conditions — and José de Boer and her team made it all look simple. She guided us through every step with clear explanations at each decision point, so we always understood what we were signing rather than just pushing paperwork through. Her colleagues handling the back-office processing and the insurance side were equally responsive, so nothing ever sat waiting and every deadline in a tight timeline was met without stress. Only afterwards did we realize how much complexity the whole team had absorbed on our behalf — that's the mark of a truly professional operation. Highly recommended for anyone who wants their mortgage process to feel effortless.