We had a great experience with Richard as our mortgage adviser. He is very knowledgeable and experienced, he cares about his clients and always went the extra mile for us. Richard helped us with everything related to our mortgage, the house insurance and also he gave us extra advises for the entire process of house buying. Especially because we are Expats, he supported us in all procedures and also Dutch language, to make sure that we are well informed and we are treated fairly and properly. We are extremely happy and we would always recommend Richard.