I had the pleasure of working with Rik Muijs when purchasing my house in May 2024, and I couldn’t be happier with the support he provided throughout the process. As a mortgage advisor, Rik was exceptional in helping me understand both the technical and financial details involved in securing my mortgage. Rik’s expertise went beyond the numbers—he also provided valuable advice on other important aspects, such as working with the Makelaar (real estate agent), Arranging technical Inspection, Bidding Process . His insights and guidance helped me make informed decisions with confidence. Rik’s professionalism, clear communication, and deep understanding of the housing market made the entire process seamless and stress-free. I highly recommend Rik to anyone looking for a knowledgeable and reliable mortgage advisor. He truly went above and beyond to ensure everything was in place for a smooth transaction.

Erwin heeft ons zeer goed geholpen met het afsluiten van onze nieuwe hypotheek. Hij heeft ons zeer deskundig geadviseerd. Zijn advies was helder en duidelijk. Geen moeite teveel vriendelijk en erg behulpzaam. Hij wekt vertrouwen en dat is erg prettig. Bedankt WelbijWim en Erwin, met jullie hulp. Wij raden ze ontzettend aan. Top!!!

Erwin en Wim hebben mij en mijn vriendin supergoed geholpen met het regelen van onze hypotheek, alles werd van A tot Z super goed uitgelegd. Verder als ik belde werd er altijd direct opgenomen ongeacht welk moment van de dag. Verder is Erwin ook meegegaan naar het huis die ik en mijn vriendin hebben aangekocht om even alles na te checken of alles wel klopte en goed in orde was hoe het ook in het contract zelf stond. Vanaf het eerste moment had ik al direct door dat Erwin zijn werk met passie uitvoert en ook echt om zijn klanten geeft. Dankzij hun hulp hebben we met vertrouwen onze hypotheek kunnen afsluiten en kijken we vol enthousiasme uit naar ons nieuwe huis. We kunnen Erwin en Wim van harte aanbevelen aan iedereen die op zoek is naar betrouwbare en professionele hypotheekadviseurs! Met vriendelijke groet, Berend & Natasha

Erwin heeft ons vanaf het begin super geholpen. Altijd bereikbaar en heeft ons alles goed uitgelegd. Waar andere hypotheekadviseurs het niet zagen zitten met ons, heeft Erwin ons bij elke stap geholpen. We vertrouwen volledig op Erwin zijn ervaring en adviezen.

He is amazing with his knowledge and very helpful. Is very patient with your questions and answers everything. He goes above and beyond to help you with everything in his capacity.

Ik heb Erwin ervaren als een zeer deskundig, ervaren, pro actieve hypotheek adviseur die mij zeer professioneel door het gehele traject heen begeleid heeft. Daarbij heeft hij me bewust gemaakt van alle mogelijkheden en voor en nadelen van elke stap in het proces. Aangezien dit mijn eerste aankoop van een woning betrof heeft deze aanpak veel zorgen weggenomen en ben ik ervan overtuigd dat ik wel overwogen en goede keuzes heb kunnen maken dankzij Erwin zijn rijke ervaring.

Very good help and guidance provided by Rik. Will defiantly recommend him.

I think that Erwin has been very informative from the beginning. Giving us advise and guidance through the whole process. Erwin was always available and responsive (be it via phone call, message or email). I am very pleased with how the entire process went and felt very safe in Erwin's hands. I would definitely recommend his services to anyone who is looking for financial advise and a consult. My husband and I bought our first house, we were not fully aware of all the different hurdles we needed to cross. Thanks to Erwin as mentioned above the process could not have been more simple and smooth. I would like to thank him for everything.

Rik is very cool guy listens to our requirements and make sure the tasks are done on timely manner. He played a significant role in our case in getting mortgage process quicker.

I took service for purchasing agent and mortgage advisor from Rik Muijs recently back in April 2024 to buy my dream apartment.It was really overwhelming support from him in timely manner. He explained every finer details starting from process of buying until mortgage application.Credit goes to his bidding strategy that I got nominated for buying apartment in Voorburg beating huge amount of offers. Nevertheless it worth mentioning that he helped me to get it within my capabilities(mortgage eligibility) going against the trend of bidding for 50-70% extra on asking price in Netherlands. Coming to mortgage application part he applied his broad expertise to break it in parts to minimize impact of rate of interest in addition to selection of suitable banks. I was novice and just dreamed about my own house but Rik made it in reality with his rich experience and expertise in this field. It is worth mentioning though unlike other brokers he always schedule meeting to discuss even small doubt in addition to normal phone call and he demonstrate things help us for crystal clear understanding. His fee cheapest in Netherlands just around 2k euro for purchasing agent and mortgage advisor.

Erwin denkt mee, Erwin leeft mee en maakte het voor ons een heel fijn proces

I found out about Rik through a friend, and I couldn't be happier with the recommendation. From our first introductory call, Rik was incredibly thorough, explaining every step of the mortgage process, from making an offer on a house to securing the mortgage itself. He answered all our questions clearly and patiently, making sure we fully understood everything. Throughout our house hunt, Rik was a crucial part of our decision-making process. He guided us in finding the right price for our offers and always provided honest and thoughtful advice. Even when we lost a bid, Rik was empathetic and supportive, never pressuring us to make higher offers than we were comfortable with. What truly stood out was Rik's responsiveness. Despite our many offline questions, he always answered promptly and was consistently available to help. His dedication and professionalism were evident every step of the way. Ultimately, Rik helped us secure our mortgage, presenting us with various options and suggesting some excellent choices. I'm thoroughly satisfied with his work and highly recommend his services to anyone in need of a mortgage advisor.

Rik was my mortgage advisor and demonstrated exceptional professionalism from our very first interaction. His expertise was evident throughout the entire process, which he made seamless for us. He consistently checked to ensure we were satisfied with his services. We highly recommend Rik to anyone seeking a knowledgeable and dedicated professional.

He is very good and very helpful. Rik help us for step by step buying process

Zeer tevreden over het advies en de deskundigheid! Ging verder dan alleen het standaard advies; Erwin dacht echt goed met ons mee over alle bijkomende zaken. Goede prijs/kwaliteitsverhouding! Van harte aanbevolen!

Erwin heeft ons perfect geholpen bij de aankoop van ons huis. Alvorens we dit huis hebben aangekocht heeft hij ons ook al advies gegeven over andere huizen waar we een bod op hebben gedaan zonder meerprijs o.i.d. Ook gaf hij allerlei tips, van inboedelverzekeringen tot het splitten van je hypotheek waar een doorsnee burger niet uit zichzelf opkomt. Goede communicatie, uitstekende hulp en bovenal zijn Erwin en zijn collega's ontzettend aardige mensen met een goed gevoel voor humor. Wij raden ze ontzettend aan!

Wat een leuk bedrijf en een geweldig adviseur. Bij de intakegesprek is de hele process duidelijk uitgelegd waardoor wij, als totale leeks in de financieele materie, goed beeld kregen over wat ons te wachten staat. Er werd mooi tijd voor ons genomen. Erwin heeft ons geholpen met het uitbrengen van de bod en begeleid bij elke stap van de hypotheek aanvraag. Geen vraag is te veel en geen moment is verkeerd om hem te contacteren. Advies op maat passend bij je persoonlijke situatie. Het voelde alsof hij alleen met ons bezig was. Als ik een hogere beoordeling heb kunnen geven had ik het gedaan. Ik denk dat er weinig bedrijven/adviseurs zijn die zo met hun klanten omgaan. Bedankt WelbijWim en Erwin, met jullie hulp kunnen we zo een nieuwe huis intrekken. TOP!!!!

Rik was very supportive he explained me all the requirements needed to get the mortgage and he did the work Thank You Rik

Erwin is een adviseur die echt voor je door het vuur gaat. Heel fijn om zo iemand aan je zijde te hebben om je bij te staan en de weg te vinden in alle regelgeving. Hypotheek en overbrugging waren supersnel geregeld! Daardoor heb ik mijn woning probleemloos kunnen aankopen!

Niets was teveel voor Erwin. Echt top service. Kan het iedereen aanbevelen.

Erwin is een vakman met humor en oog voor de behoeften van de klant. Voor de aanschaf van ons eerste huis hebben wij na goede verhalen van bekenden contact opgenomen met WelBijWim. Hier kwamen wij in contact met Erwin. Tijdens het eerste gesprek is alles van A tot Z besproken betreft het gehele proces. Een leuk en laagdrempelig gesprek waarin veel duidelijk werd. Vervolgens is er gekeken wat er voor ons mogelijk was op de markt. Toen wij lucht kregen over een potentieel droomhuis dat te koop zou komen, hebben wij door Erwin snel kunnen schakelen en is het gelukt om binnen een zoektocht van 6 weken het huis aan te kopen! Erwin is gedurende het proces van aanleveren van documenten nauw betrokken, duidelijk en houdt van doorpakken. Door zijn ervaring en korte lijntjes kan er snel worden geschakeld wanneer nodig. Al met al een hele fijne ervaring die wij iedereen kunnen aanraden!

Goede uitleg met alle mogelijkheden. Ze dachten goed mee. Ik kon altijd terecht met vragen. Korte lijntjes in de communicatie wat als heel prettig werd ervaren. Ze hebben zeker 5 stappen extra gezet om alles in goede banen te laten verlopen. Erg dankbaar voor hun hulp!

Rik, supported me very well in the overall process getting the Loan approved from the Bank for the house. Had to go with two technical valuation rounds, for 100% finance to be given by the bank which Rik helped as well. Recommend Rik as the Mortgage advisor for anyone.

Rik has immense knowledge about the mortgage process and deeply understands the intricacies of the process. On top of that, he is an excellent communicator and ensured that we are kept updated at every stage of the process so that at all times we felt we knew what was coming and what is expected out of us. I also felt Rik was able to get a mortgage approved for us under tight delivery deadlines for our home. He definitely has played a huge role in us securing the financing of our house under tight deadlines, very high loan amount close to our borrowing capacity and other subtle requirements associated with sale of the house. Thank you Rik for your guidance and support throughout. I truly believe your services were worth more than mortgage fees charged especially in our case which had very demanding requirements. Also, Thanks a lot for your patience and a calm demeanor which you managed to maintain throughout in the process especially during the times when we got a bit worried. Thanks for calmly handling all our requests and follow ups. I will very strongly recommend Rik for Mortgage advisory purposes to anyone who intends to buy their dream house in Netherlands! Thanks again:)

We had the pleasure of working with Rik Muijs as our financial advisor, and we couldn't be more impressed with his exceptional service. Rik assisted us in securing a loan, providing detailed and clear information about the banking process every step of the way. His comprehensive explanations made complex financial matters easy to understand. Rik's dedication to his clients is truly commendable. He was always ready to answer our questions, no matter how many we had, and his honesty and transparency gave us great confidence in our financial decisions. Rik’s expertise and patient guidance made a significant difference in our financial journey. We highly recommend Rik Muijs to anyone seeking a knowledgeable and trustworthy financial advisor.

I was in contact with Rik Muijs from WelBijWim for my Home Mortgage and it was a great experience. Services are really good and high quality. All the relevant things were explained quite in detail and Rik went out his way and helped a lot in preparing for my Home mortgage and helping me understand all the financial, technical and generic things involved in purchasing a house in Netherlands. The reason I would rate him very high is because he was always available for help / inputs during the entire Mortgage / buying process and he went an extra mile in arranging some additional things which is not usually done by Mortgage advisors. Overall a very good experience and I would definitely recommend it to others to use services from Rik / WelBijWim for any Mortgage related work.

I recently had the pleasure of working with Rik on the purchase of my new home, and I am delighted to share my experience. Rik's expertise and dedication made the entire process seamless and stress-free. Here are the key areas where Rik excelled: 1. **Bid Strategy**: Rik crafted a tailored bid strategy that perfectly aligned with my goals and market conditions. His insights and guidance were instrumental in making competitive yet sensible offers. 2. **Actual Bid on My Behalf**: Rik managed the bidding process on my behalf with utmost professionalism. His negotiation skills were top-notch, ensuring that my interests were well-represented. 3. **Valuation of Houses**: Rik provided accurate and detailed valuations for the houses I was interested in. His thorough analysis helped me make informed decisions and avoid overpaying. 4. **Mortgage Arrangement**: Rik arranged the mortgage efficiently, navigating through the complexities and securing favorable terms. His knowledge of the mortgage market is truly commendable. 5. **Mortgage Split Strategy**: Rik suggested a smart mortgage split strategy, which optimized my financial planning and provided flexibility for fu

The mortgage adviser was very active through the entire process. He communicated ams explained every significant item in detail which helped us making the right decision.

We recently purchased a home and had the pleasure of working with Rik as our mortgage advisor. He provided very nice service, guiding us through the mortgage process with clarity and patience. Rik tailored the best mortgage solution to our needs and assisted with various aspects of the home buying process, making everything smoother and more efficient. I highly recommend him for his expertise and dedication to client satisfaction.

Rik was always available for my questions. He did a good job of coordinating with the Bank and arranging all the technical and valuation inspections for the house.

Super service, waar andere adviseurs geen mogelijkheden zien kijkt Wim met je mee naar een oplossing.

Rik was very helpful throughout the process. Always made sure that everything is completed on time. Answered all our questions and arranged multiple meetings to explain all the steps and documents. We are very happy and would 100 % recommend to work with him.

Rik is an extremely knowledgeable, friendly and dependable advisor. He explained patiently the mortgage and responded to all queries in time. He was fully involved in end to end purchase process. He helped to identify good lenders with fair interest rates. He went beyond call of duty to help in the purchase. Would definitely recommend him to anyone looking for a excellent mortgage advisor.

Erg benaderbaar en denkt graag met je mee. Is bereid een stapje extra te doen.

“Rik Muijs exceeded our expectations as a mortgage advisor in every possible way. From the moment we engaged with him, he showcased exceptional professionalism, always going the extra mile to ensure our needs were met. Rik's proactive approach and attentive listening skills made us feel valued and understood throughout the entire process of acquiring our first home in the Netherlands. What truly set Rik apart was his responsiveness and dedication. He was readily available to address any questions or concerns we had, providing clear and concise explanations every step of the way. Rik's expertise and knowledge of the mortgage industry were evident as he guided us through the complex process of securing a mortgage from a bank. Thanks to Rik's expertise and tireless efforts, we were able to navigate the intricacies of acquiring a mortgage with ease and confidence. We are incredibly grateful for his invaluable assistance and wholeheartedly recommend him to anyone in need of a reliable and efficient mortgage advisor. Rik Muijs is truly an asset to his profession, and we couldn't be happier with the exceptional service he provided.“

"Working with Rik Muijs was an absolute pleasure from start to finish. As first-time homebuyers in the Netherlands, navigating the mortgage process seemed daunting, but Rik's expertise and guidance made it seamless. His active listening skills ensured that he fully understood our needs and preferences, and he was always responsive to our questions and concerns. Rik's dedication and professionalism were evident throughout the entire process, and thanks to his hard work, we were able to acquire our dream home with a mortgage that perfectly suited our needs. Additionally, Rik's habit of taking notes during each meeting with us was something I personally appreciated and observed, highlighting his attention to detail and commitment to providing personalized service. We can't recommend Rik highly enough for anyone looking for a knowledgeable and reliable mortgage advisor.”

We got the best services and advices from Rik for Mortagage. From the 1st session until mortgage application process he explained in detail each and every steps slowly and with utmost patience. He speaks very good English so literally we never had any communication issues with him. Infact there were incidents where he also helped us in communicating with our Makelaar when we had communication problems with them. Apart from mortgage advice he also helped us with estimations which really helped us to figure out how much we can bid for the house. Would really recommend Rik from WelBijWim especially if you are expat like us

I met Rik through a friend. Initially, I had a lot of doubts regarding purchasing a home. With Rik, everything was taken care of. Rik not only arranged a mortgage for us but also organized the Energy Label, Valuation, Insurances, arranged a translator, and, most importantly, helped us determine the right bid for the house we wanted to purchase. He is amazing; he will respond to each and every query and explain everything to you. I truly recommend Rik to anyone who is willing to purchase a home in the Netherlands.

Zeer deskundig en Wim heeft ons heel goed geholpen om de passende hypotheek te vinden. Heel flexibel en klantgericht. Zo werd ik bijvoorbeeld pro-actief op zaterdag gebeld toen de rente omhoog ging om te overleggen over vervolgstappen.

Goed geholpen alle mogelijkheden helder op een rijtje gezet. Helemaal tevreden met het verloop

Rik has been a wonderful mortgage advisor to us. He has gone above and beyond in not only helping us choose the right mortgage option but also helped us through out the process of finding our dream first home by providing house valuation estimates whenever we asked for, guidance on technical inspection and with all the documentation. He has always been prompt in his responses to all our queries. I would highly recommend Rik Muijs as their mortgage advisor.

Top advies, naast de hypotheek veel tips en tricks van Erwin ontvangen. Alle zorgen zijn uit handen genomen daarom ook zeer tevreden.

Thank you for being such an amazing advisor! I just wanted to say thank you for your hard work in securing a mortgage for us and for guiding us through the process from step one when we met you. As first time buyers, our experience couldn't have been a more positive one and we feel very lucky to have had Rik working for us. Very trustworthy and a superb negotiator who can get the best interest rates on your mortgage. Definitely will recommend him to all my friends and family.

From the very beginning of the process, Rik was proactively engaged in guiding us. With a detailed & step-by-step process, he suggested an extensive roadmap for our mortgage application and thereby executing every step with precision & dedication. He was honest & sincere in suggesting the right procedure along with giving us space to ask questions & clarify our doubts. It was a smooth ride because of Rik’s professionalism and sincerity.

Voor ons eerste huis en hun hebben ons van stap tot stap perfect geholpen

Wim heeft mij perfect geholpen en meegedacht met de mogelijkheden. Zeker aan te raden!

Rik explains really well about the mortgage and related conditions. He helps in bidding of the house which is very helpful for the new buyers. He quickly prepares mortgage application and give you best advice about the provider in the market. We bought our first house with help of Rik and we will recommend him as a good mortgage advisor.Thanks

It was a great support to have Rik as our financial advisor, he was there at every step when we needed any assistance, we would recommend him for sure and you won't regret the decision. Wish you all good luck.

Rik is really great guy who is always available for any help. Great knowledge and great understanding about his work.