As a foreigner and first time buyer, i had no clue about mortgage in general and i have been without makelaar so it was really useful to have a trustfull person like the advisor to be adviced, well prepared and make sure the paperwork would be done correctly and in time. No need to think about anything, just follow the advices of the advisor and everything is going to be allright. Thanks again for his comitment, proffessionalism and useful network in the area !