I don't mean to sound "sappy" but I guess I will because the advisor has been outstanding to work with! When it comes to mortgage and housing it's scary to put your trust in someone. We are so blessed we were referred to the advisor. I can't stand "pitchy" sales persons and he is nothing like that! The advisor has integrity and is extremely knowledgeable--you don't find mortgage adviser like him anymore The first time we met the advisor we were impressed with his honesty and integrity. The advisor and his whole team was great during the mortgage process of our new home. Everything was smooth and very very quick!