Martijn makes mortgages easy. I used him for my first apartment in 2021 as he was recommended by my friend, and fortunately could again in 2025 when I bought a new apartment with my girlfriend. Everything was extremely well explained and clear, and Martijn went the extra mile to make sure all the adjustments were made to maximise tax deductions, transferring my mortgage across to the new property, and other benefits. I have no hesitations in recommending Martijn - a massive help in both processes and on top of that a great guy!