Hi there, We met Ron on recommendation from our Makelaar, so the expectations were high to begin with. From our initial meeting, Ron displayed a great deal of knowledge on all technical details to do with applying for a loan. He explained to us exactly what information was required, what was happening in the Dutch property and mortgage market and what our options would be. Throughout the application process, everything ran smoothly, with Ron applying 95% of all effort required. We were pleased with the rate and terms Ron secured, as well as with his help in choosing our life insurance and applying for our tax rebate (at no additional cost to us). If you're looking for a great rate and good terms on a mortgage, with a fit-for-purpose loan originator, and not looking to put much effort into the application process, then Ron is your guy! Best regards, James and Marí